Professional Liability
Digital Technology & Professional Liability
Preferred Risks
- General Technology Services
- Consultants/Integrators of Hardware, Software and Systems Architecture
- Applications Service Providers
- Data Processors
- Software Developers
- Electronic Equipment Component Manufacturing
- Internet Retailers
- Non-technology Businesses with Network Risk Exposures
Financial Institutions Professional Liability
Preferred Risks
- Banks/Lending institutions
- Registered Investment Advisors
- Securities Brokers/Dealers
Life Sciences Professional Liability
Preferred Risks
- Biotechnology Companies
- Specialty Pharmaceutical Companies
- Clinical Trials
- Medical Products Manufacturers of Non-Implantable Products
Medical Facilities
Preferred Risks
- Home Healthcare Agencies
- Hospice Facilities
- Staffing/Nurse Registries
- Ambulatory Surgery
- Center Labs
- Imaging Facilities
- Dialysis Centers
- Physical, Occupational, and Speech Therapy Centers
- Student Health Centers
- Lithotripsy Centers
- Community or County Health Centers/Health Departments
- Medical Schools
- Pharmacies
- Blood, Tissue and Organ Banks
- Medical Transportation Operation
Miscellaneous Professional Liability
Preferred Risks
- Franchisors
- Printers
- Tax Preparers/Bookkeepers
- Claims Adjusters
- Employment Agencies
- Marketing Consultants & Advertising/Marketing/ Public Relations
- Travel Services
- Business Process Outsourcing
- Property Managers
- Staffing/Employment
- Trustees
Privacy & Network Liability
Preferred Risks include any business managing
- Sensitive customer or employee information
- Third party corporation information
- A computer network
- A website
Public Entity Professional Liability
Preferred Risks
Individual Risks
- Cities/Towns with Populations of 35,000+
- Counties with Populations of 100,000+
- Formalized Risk Management Program
- School Districts with average daily attendance of 7,500+ (public, charter, private, and vocation school and community colleges)
- Special district programs
Pool Risks
- Clear Pool Operational Strategy
- Risk sharing/risk retaining
- Selective member acceptance and pricing criteria
- Strong claims and LP
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