Variable Cost Insurance Programs
Specialty
Variable cost captive insurance programs are outperforming the traditional market and a more viable solution – Members assume risk and control their own destiny. eMaxx has developed Member owned variable cost captive insurance solutions through eCaptiv, a sponsored captive reinsurance company in Vermont.
About & Advantages
Investment Income accumulates to the benefit of the Members
Members manage their own insurance program through participation on Board of Directors and Governing Committees
Reduction of program operating costs with sponsored captive reinsurance company structure
Ability to have more control over insurance costs with favorable loss experience and potentially insulate from large premium swings
Tailored coverages for Commercial Automobile, Workers Compensation, General Liability
- Innovative Litigation Management program
- Industry-specific packages for loss control and training that can be tailored for each individual Member
- Web-based educational and training platforms including eLive Connect
Adoption of risk management technology programs such as dash cameras, telematics and online training as key elements in combating nuclear punitive damage judgments and commercial auto trends
Traditional collateral solutions such as cash and letters of credit along with proprietary and non-proprietary off balance sheet alternatives
Target Classes
- Debris Removal
- Equipment and Material Transport
- Farm to market hauling
- Garbage, Local Collection and Transport (without disposal)
- Hauling – by Dump Truck
- Refuse, Local Collection and Transporting (without disposal)
- Towing and Roadside Assistance
Insurance Coverages
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Workers’ Compensation
- Statutory Coverage
- Employers’ Liability
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General Liability
- Product Liability
- Completed Operations
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Commercial Auto
- Property Damage
- Bodily Injury
- Auto Physical Damage
- Upset & Overturn/Sudden & Accidental Pollution
- Excess
Let's Get Started.
+1 (978) 531-1822