Excess Liability

The eCaptiv program integrates a Member-owned variable cost captive insurance structure, including a sponsored captive insurance company with protected cell structures, together with a commercial property and casualty insurer and reinsurer Reciprocal Insurance Exchange, providing an alternative approach to financing insurance risk alongside the traditional insurance market.

PROGRAM SPECIFICATIONS

LIMITS

Minimum $5M Attachment 

Up to $10M with facultative reinsurance.

COVERAGE

Excess Commercial Auto,
General Liability, Employers
Liability

Variable Cost Structure

Preferred pricing tied to risk management participation

Members become Subscribers of eMaxx Reciprocal Insurance Exchange

Risk Management Requirements

01

Loss Control Review and Mongoose RM™ Summary

02

Contract Review prior to Binding

03

Approved and Compliant Cloud-based Dash Cameras and Telematics

04

MVR Monitoring

05

Light Duty Return-to-Work Program

06

Online Training including eLive Connect

07

Risk Management Summit Attendance

08

Driver Behavior Requirements