Variable cost captive insurance programs are outperforming the traditional market and a more viable solution – Members assume risk and control their own destiny. eMaxx has developed Member owned variable cost captive insurance solutions through eCaptiv, a sponsored captive reinsurance company in Vermont.

About & Advantages

L

Investment Income accumulates to the benefit of the Members

L

Members manage their own insurance program through participation on Board of Directors and Governing Committees

L

Reduction of program operating costs with sponsored captive reinsurance company structure

L

Ability to have more control over insurance costs with favorable loss experience and potentially insulate from large premium swings

L

Tailored coverages for Commercial Automobile, Workers Compensation, General Liability

  • Innovative Litigation Management program
  • Industry-specific packages for loss control and training that can be tailored for each individual Member
  • Web-based educational and training platforms including eLive Connect
L

Adoption of risk management technology programs such as dash cameras, telematics and online training as key elements in combating nuclear punitive damage judgments and commercial auto trends

L

Traditional collateral solutions such as cash and letters of credit along with proprietary and non-proprietary off balance sheet alternatives

Target Classes

  • Fuel Distribution
  • Energy Transportation
  • Energy Construction
  • Renewables
  • Agricultural Cooperatives
  • Utilities

Insurance Coverages

  • Workers’ Compensation
    • Statutory Coverage
    • Employers’ Liability
  • General Liability
    • Product Liability
    • Completed Operations
    • Pollution
  • Commercial Auto
    • Property Damage
    • Bodily Injury
    • Auto Physical Damage
    • Upset & Overturn/Sudden & Accidental Pollution
  • Excess