Click source U.S. Small Business Administration 

Disasters can take many forms and the financial cost of rebuilding after a disaster can be overwhelming. If you’re prepared for emergencies, you’ll be in a better position to recover and continue operations should disaster strike.

  1. Be prepared
  2. Get financial assistance after a disaster
  3. Advice and training
  4. Mitigation assistance

Be prepared

Step 1: Assess your risk

Every business has unique vulnerabilities and weaknesses. Knowing which disasters are most likely to affect your business can help you to return to operations faster. A back-to-business self-assessment can help you to assess your risks for common hazards such as hurricanes, wildfires, flooding, or even cyberattacks.

Step 2: Create a plan

Your response plan is your roadmap to recovery, so it should be tailored to your business’s specific needs and operations.  It should address immediate priorities and be easy to access.  Checklists and online toolkits are effective resources to help you develop your plan. Consider the following:

Focus on disasters that pose a realistic risk to your small business. Consult the following resources to lessen the financial impact of disasters and reopen your business quickly.

Topic Resource Tips
Hurricanes Checklist Safety Tips
Tornadoes Checklist Safety Tips
Wildfires Checklist Safety Tips
Floods Checklist Safety Tips
Hail Checklist
Cyber Security Plan Security Tips

Step 3: Execute your plan

Practice your plan with your staff so you’re ready when a disaster occurs.

Continue reading more from U.S.SBA https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies