Variable Cost Insurance Programs

Waste & Recycling

Variable cost captive insurance programs are outperforming the traditional market and a more viable solution – Members assume risk and control their own destiny. eMaxx has developed Member owned variable cost captive insurance solutions through eCaptiv, a sponsored captive reinsurance company in Vermont.

About & Advantages

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Investment Income accumulates to the benefit of the Members

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Members manage their own insurance program through participation on Board of Directors and Governing Committees

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Reduction of program operating costs with sponsored captive reinsurance company structure

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Ability to have more control over insurance costs with favorable loss experience and potentially insulate from large premium swings

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Tailored coverages for Commercial Automobile, Workers Compensation, General Liability

  • Innovative Litigation Management program
  • Industry-specific packages for loss control and training that can be tailored for each individual Member
  • Web-based educational and training platforms including eLive Connect
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Adoption of risk management technology programs such as dash cameras, telematics and online training as key elements in combating nuclear punitive damage judgments and commercial auto trends

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Traditional collateral solutions such as cash and letters of credit along with proprietary and non-proprietary off balance sheet alternatives

Target Classes

  • Garbage, Ash or Refuse Collecting
  • ٚLandfills
  • ٚGarbage Works
  • ٚRecycling Collection Centers
  • ٚMetal Scrap Dealers
  • ٚSeptic Tank Systems/Portable Toilet Rentals
  • ٚStreet Cleaning & Drivers
  • ٚHazardous/Medical/Industrial Waste

Insurance Coverages

  • Workers’ Compensation

    • Statutory Coverage
    • Employers’ Liability
  • General Liability

    • Product Liability
    • Completed Operations
  • Commercial Auto

    • Property Damage
    • Bodily Injury
    • Auto Physical Damage
    • Upset & Overturn/Sudden & Accidental Pollution
  • Excess

Let's Get Started. 

+1 (978) 531-1822